Job Information
GESA CREDIT UNION Dealer Business Development Loan Officer in Tukwila, Washington
Dealer Business Development Loan Officer
Job Details
Level
Experienced
Job Location
Tukwila Southcenter Blvd - Tukwila, WA
Position Type
Full Time - Hourly
Education Level
High School
Salary Range
$33.02 - $49.53 Hourly
Description
We're seeking candidates within the Greater Seattle area to work a hybrid work from home schedule. This hybrid work schedule will be based on business need and travel will be required throughout the Greater Seattle area. Additionally, this position requires 5-7 years of related experience and candidates with current dealer relationships are strongly preferred
Take a leap and join our team!
At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
*Get to know us: *About - Gesa Credit Union{target="_blank" rel="noopener"}
Role Summary:
Under the general supervision of the Consumer Underwriting Assistant Manager/Team Leader of Consumer Underwriting, the Dealer Business Development Loan Officer makes quality decisions on consumer loan requests (direct/indirect) in accordance with Gesa's underwriting standards or offers alternative solutions that best suit the applicant's financial needs. Handles dealership outreach, develops strategies to meet lending goals, portfolio management duties, and will underwrite consumer loans. Acts as a mentor while providing coaching of other underwriters, answering questions and handling escalations.
What You Will Be Doing:
Apply solid lending principles according to the needs of each applicant and their risk profile; construct and approve loan offers in accordance with delegated approval authority and loan policy independently.
Evaluate and mitigate risk while maintaining profitability associated with extending credit requests.
Apply underwriting guidelines in making and defending loan decisions independently.
Identify and recommend additional lending opportunities to increase relationships with business partners.
Primary function of this position is working in the field selling the Credit Unions program to secure new business partners.
Achieve and surpass established targets and key metrics for production, efficiency, delinquency management, and regional growth.
Ensure optimal dealer performance through consistent and strategic visit rotations.
Responsible for dealership onboarding recommendations through market analysis reports.
Accountable to the assigned region: maintain responsibility for and report on effective business development calls.
May be responsible for communication of relationship dissolution from the indirect program for non-preforming dealerships.
Provide accurate pricing and terms to dealerships in a courteous and professional manner.
Ensure compliance