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Columbia Bank Homebuilder Finance Credit Analyst in Spokane, Washington

Description Facilitates the origination, credit analysis underwriting and ongoing administration of loans. Works as a team closely with clients, Relationship Managers and Portfolio Managers.Essential Job Functions: Works with clients, Relationship Managers and Portfolio Managers to analyze loan needs and options available to meet client financial goals.Learning to conduct analysis by generating, running and utilizing system generated reports.Learning financial spread programsLearning to prepare credit presentationsIdentifies and offers products and services appropriate for the client in conjunction with the Relationship Manager.Learning to analyze client personal and business financial conditionLearning to recognize and mitigate credit and industry risksLearning to analyze and complete portfolio analysisProvides exemplary customer service to internal and external clients.On-going loan administration, file maintenance and collection of financials.Learning to ensure regulatory and bank compliance of all loan packages.Other duties as assignedAll employees are responsible for internal controls in the performance of their assigned duties. Internal Control responsibilities are established in various policies, procedures, and documents, including the Code of Conduct.Minimum Job Requirements: Bachelor's degree in Finance or other relevant area preferred- or equivalent work experience.1+ years of commercial or consumer lending experience or Bachelor's degree in Finance or other relevant areaLearning how to complete the credit presentationDeveloping a full understanding of cross sell opportunities across the bankDeveloping understanding of banking and credit administration environmentsBasic understanding of personal and business financial statements and tax returnsDeveloping knowledge of loan documentation and collateral perfectionLearning loan origination, financial spreading, and other banking softwareExcellent verbal and written communication skillsWorking knowledge of Microsoft Office SuiteResearch and analysis skills with attention to detailAbility to organize and process multiple projects to assure timely and accurate completionAbility to work independently and collectively within a team environmentAbility to maintain a high level of professionalism and positive attitude with team members and clients.Building knowledge of other banking services offered by other Lines of Businesses to identify and offer qualified referrals.Physical and Mental Requirements: Ability to sit at a computer monitor for extended periods of timeAbility to perform repetitive finger, hand, and arm movementsAbility to lift up to 15lbs.Ability to effectively discern information and formulate appropriate actionAbility to reach, squat, bend, and manually manipulate standard office equipmentAbility to drive to various locationsAbility to think critically and provide appropriate solutionsValues and Behaviors:Build enduring RELATIONSHIPS with clients and each other.Drive INNOVATION that simplifies life and work.Seek continuous GROWTH in your personal and professional development.Commit with HEART to serve others.Extend TRUST in order to receive it.At Columbia Bank we don’t just accept difference, we advocate it, encourage it, and celebrate it for the benefit of our employees, our services and our community. We’re proud to be an Equal Opportunity Employer. Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled

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