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Description

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.

Amazon B2B Payments and Lending team is looking for a Sr. Risk Manager to join the Payments team to manage the credit performance of Japan Lending portfolio. The successful candidate will be a thought leader who will be responsible for identifying, assessing, managing and reporting credit risks to help build and scale a best-in-class credit management program with close partnership with the Japan onsite operations team.

Key job responsibilities

The primary responsibilities of this role include managing end-to-end credit strategy across customer lifecycle and through economic cycles and other shocks:

• Establish risk appetite metrics and escalation thresholds

• Identify emerging risks proactively and propose solutions to curb negative impact to Amazon balance sheet

• Assist in defining policies, product features and SOPs to scale credit decisioning in an efficient way

• Partner with underwriting operations on complex credit decisions that require manual reviews or exceptions

• Identify innovations and drive experiments that provide customers with a great payment experience

• Own relationships with Account Receivables to establish and manage loss mitigation and recovery processes

• Partner with Product to balance portfolio growth and risk mitigation

We are open to hiring candidates to work out of one of the following locations:

Seattle, WA, USA

Basic Qualifications

• 8+ years of compliance, audit or risk management experience

• Knowledge of Microsoft Office products and applications at an advanced level

• Bachelor's degree or equivalent

• Advanced knowledge of SQL, and analytical tools such as Python libraries/R/SAS etc.

Preferred Qualifications

• Master's degree or equivalent

• Experience building cross-functional partnerships and influencing stakeholders across the organization to act without having a direct reporting relationship

• Experience working with a global team spread across 2 or more timezones

Amazon is committed to a diverse and inclusive workplace. Amazon is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please visit https://www.amazon.jobs/en/disability/us.

Our compensation reflects the cost of labor across several US geographic markets. The base pay for this position ranges from $96,900/year in our lowest geographic market up to $185,000/year in our highest geographic market. Pay is based on a number of factors including market location and may vary depending on job-related knowledge, skills, and experience. Amazon is a total compensation company. Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be provided as part of a total compensation package, in addition to a full range of medical, financial, and/or other benefits. For more information, please visit https://www.aboutamazon.com/workplace/employee-benefits. This position will remain posted until filled. Applicants should apply via our internal or external career site.