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Visa Usa Inc Principal ML Engineer in Bellevue, Washington

Company Description Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description Payments is an exciting and rapidly evolving space. With strong demand for new solutions, it promises to be an exciting area of innovation. If you want to be a part of this exciting space, learn fast and make a big impact, Ecosystem & Operational Risk product development organization is the ideal place for you! Ecosystem & Operational Risk (EOR) organization is responsible for building critical risk and fraud detection and prevention applications/products for Visa and it's clients. Reporting to the head of EOR PD, you will play a critical role in the acceleration of our AI journey. You will be responsible for setting the AI/ML roadmap for the organization (in conjunction with business), assessing AI/ML and Gen AI initiatives & executing on these initiatives across the entire EOR organization. This includes supporting all the product development lanes in EOR, for their AI/ML initiatives. You will be a key driver in the effort to define the strategic vision for the Payment Fraud Disruption platform, in conjunction with our business partners. Additionally, you will evangelize Gen AI driven internal productivity tools to accelerate adoption in our engineering teams. You will also coach and mentor our engineering talent, to help scale the AI/ML efforts. The candidate for this role needs to have strong AI/ML and Data Science background, with demonstrated experience in building, training, implementing and optimizing advanced AI models for payments, risk or fraud prevention products that created business value and delivered impact within the payments or payments risk domain or have experience building AI/ML solutions for similar industries. To be successful in this role, the candidate needs to be a technical leader with the ability to engage with business and technology partner be able to think broadly about Visa's business and drive solutions that will enhance the safety and integrity of Visa's payment ecosystem. The ideal candidate will bring the excitement and passion to leverage Generative AI to advance existing fraud detection mechanisms and to innovate and solve new fraud use cases. The candidate will help deliver innovative insights to Visa's strategic products and business. This candidate needs to have strong academic track record and be able to demonstrate excellent software engineering skills. The candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills. Essential Functions * Architect, design, enhance, and build next generation fraud detection solutions. You will support all the product engineering lanes of EOR, with their AI/ML initiatives. * Drive the architecture for key cross team / cross product AI/ML projects (via architecture/design documents and developing code key modules). * Collaborate with product stakeholders to formulate business problems as technical data-centric problems. * Work with software engineers to ensure feasibility of solutions. Deliver prototypes and production code as needed.<

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